Octane is our proprietary home loan origination technology
we built for our borrowers and home loan officers
It’s a robust, industrial-grade platform designed to make getting a home loan faster, easier, and more efficient than ever before. It's a pricing engine, loan origination software, customer communication tool, workflow tool, and filing system, all wrapped into one. Octane is a highly engineered solution that doesn’t just benefit our customers and partners, it powers our business.
Backed by Cardinal Financial's proprietary loan processing technology, Octane, we are able to consistently offer some of the lowest rates and fastest closings in the industry. With speed also comes accuracy, and you won't find any rate discrepancies down the line.
Our streamlined lending experience has modernized the way home loans are obtained by bringing increased transparency, simplicity, and efficiency into an industry that has often lacked all three. Octane allows us to keep in constant contact with you through every step of the process, so you'll always know what's happening.
What takes three days at other wholesale lenders takes as little as three minutes for the PHM Group. Gone are the days of waiting for hours for a process to finish. With Octane, speed and power are in our hands.
Our technology removes friction from the home loan process and allows us to spend more time with you–delivering a more personal experience. Octane also takes your personal needs into account to deliver a custom-fit loan that you're going to love.
How do I use this technology?
We saw the pain points that come with mortgage lending and decided to design a tool that would help us deliver the best mortgage experience possible. It’s our solution to the industry’s complexities and it’s giving borrowers the power to have a more convenient lending experience. It’s your loan on your time.
The Best Loan Originator Assistant
Octane is our proprietary loan origination technology we built for our borrowers and loan originators. It’s a robust, industrial-grade platform designed to make doing business with us faster, easier, and more efficient than ever before. Octane is a highly engineered solution that doesn’t just benefit our customers and partners, it powers our business.
Financing the Future Together
Octane is designed to foster the most predictable, efficient, and controlled lending experience. We’ve engineered a mortgage platform that collects all of your information up front, generates a live rate quote tailored to your unique financing needs, and seamlessly guides you through a simple to-do list to help you gather required documents in a snap. With Octane, our customers have more control over the process than any other lender can offer. We believe that more control results in a better experience. That’s home financing as it should be.